Retirement

Pensions

The earlier you plan for your retirement the more likely it is you will have the financial comfort you deserve.

Investing in a pension is one of the most tax-efficient ways of saving for retirement. However, working out how much you need to save and which pension to choose are not easy matters. In addition, with changing legislation, pension options are becoming ever more complicated.

Marquis Financial Planning is expert in retirement planning. We will review your options with you, taking into account your personal circumstances, and make sure that you have the right pension plan in place so that you can enjoy a comfortable retirement.

Annuities

On your retirement you have the option of purchasing an annuity from an insurance company. This will convert your pension fund or other lump sum you may have into an income for the rest of your life.

Choosing the right annuity can make a significant difference to your retirement income and give you peace of mind as, unlike other investments, an annuity is guaranteed, so it never runs out no matter how long you live.

Taking out the right annuity is paramount as once you have chosen an annuity you may not change your mind. So it is vital that you take expert advice and choose the right annuity for you and your beneficiaries.